A young Indian professional recently shared their confusion about moving to the US on Reddit’s ‘personalfinanceindia’ subreddit. The post quickly caught attention because it reflects a common dilemma—choosing between a stable life in India or a new opportunity abroad.
Strong Financial Situation in India
The professional is already doing very well in India. They currently earn ₹60 lakh per year, and a promotion could soon increase this to ₹80 lakh. Along with this, they make around ₹3.4 lakh every month from other income sources, which they believe will continue no matter where they live.
They also mentioned that they have no debt, have good savings, and no major responsibilities holding them back. This makes staying in India a safe and comfortable option with steady growth.
Job Offer in New York City
At the same time, they have received a job offer in New York City with a salary of $220,000, which could go up to $230,000. This is a high salary compared to the city’s average income, which is around $80,000–$86,000.
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However, living in New York is expensive. Rent is very high, and many people spend a large part of their salary on housing. Some people even choose to live in nearby areas like New Jersey to save money, but that can mean long daily travel.
Mixed Opinions from People Online
People online had different views. Many supported the move, saying that living in New York in your 20s is a great life experience. They believe working abroad can help in personal growth and open new career opportunities.
But others pointed out some serious concerns. One major issue is visa rules. On visas like L1 or H1B, you usually cannot earn from other sources. This means the professional could lose their extra monthly income. Some also felt that career growth might actually be faster in India right now.
In the end, the choice depends on what matters more—financial stability or new life experiences. It’s not just about money, but also about what kind of life the person wants to live.