Easebuzz Receives RBI Approval to Operate as a Full-Stack Payment Aggregator

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Easebuzz, a fast-growing fintech company based in Pune, has achieved a major milestone by receiving formal approval from the Reserve Bank of India (RBI) to operate as a full-stack payment aggregator. This approval now allows the company to support online, offline, and cross-border payments under one unified system. With this licence, Easebuzz becomes one of the few platforms in India that can offer all three types of payment processing, giving merchants a more powerful and reliable way to accept payments across multiple channels.

A Unified Platform for Every Payment Need

The new approval positions Easebuzz as a complete payments partner for businesses of all sizes. The company can now support online payments made through websites and mobile apps, offline payments made in physical stores through PoS machines and UPI devices, and international payments used by exporters and global service providers. By bringing all these services under one umbrella, Easebuzz has simplified operations for merchants who previously depended on multiple providers for different kinds of transactions.

This integrated model is especially important for small shops, large retailers, SaaS platforms, education institutions, D2C brands, and exporters. For them, payment processing becomes faster, safer, and easier to manage. Easebuzz already handles millions of transactions daily and works with more than two and a half lakh merchants across India. With RBI’s approval, the platform is now prepared to onboard even more businesses and expand its services across new sectors. Its strong technical infrastructure and ability to process high transaction volumes make it a dependable choice for merchants looking for smooth and stable payment solutions.

A Strong Push for India’s Digital and Cross-Border Growth

The cross-border approval is a significant advantage for Indian businesses that want to sell globally. With this licence, Easebuzz can help companies receive payments from customers in other countries without complicated procedures or unreliable settlement cycles. This is especially helpful for Indian SaaS companies, freelancers, exporters, and education platforms that depend heavily on international clients. The offline licence also helps the company strengthen its presence in physical stores by offering devices such as soundboxes, mPoS machines, and smart payment terminals.

The RBI’s decision reflects growing confidence in compliant and secure fintech platforms. It also shows India’s commitment to strengthening its digital payment infrastructure. As the fintech ecosystem grows, approvals like this allow companies to innovate faster and build more reliable financial systems for the country.

Leadership’s Vision and Future Roadmap

Easebuzz’s leadership has expressed strong optimism about this achievement. According to the company, the approval is a recognition of its efforts in building secure, scalable, and compliant financial technology. The company plans to accelerate the development of new payment products and deepen its presence in key segments such as retail, exports, and digital-first businesses. With the RBI licence now in hand, Easebuzz aims to upgrade its existing systems, expand its offline network, and introduce advanced features for merchants.

The Way Forward for Easebuzz and Indian Fintech

The approval marks a new chapter for the company and a positive step for India’s broader fintech landscape. Businesses will now have access to a platform that offers online, offline, and global payment capabilities in one place. This will reduce complexity, increase efficiency, and support faster business growth. For merchants, the benefits include smoother transactions, fewer payment failures, faster settlements, and access to modern financial tools. For customers, it means safer, faster, and more convenient payment experiences.

Easebuzz’s achievement showcases how Indian fintech companies continue to evolve and shape the future of digital payments in the country.