As one of India’s foremost financial services entities, Bajaj Finserv Ltd continues to capture market attention by offering a comprehensive portfolio of products spanning loans, insurance, and investment solutions. Established in 2007 and a prominent member of the Bajaj Group, the company’s significant growth story is supported by the evolving financial landscape in the country, tailored customer services, and innovative technology. Given the increasing interest from investors, understanding the dynamics of Bajaj Finserv’s share price, including future targets for 2024 through 2030, becomes crucial for making informed investment decisions. The current Bajaj Finserv share price stands at 1,758.55 INR as of October 21, 2024.
Bajaj Finserv Ltd: Market Overview
- Open Price: ₹1,822.00
- High Price: ₹1,823.90
- Low Price: ₹1,753.95
- Previous Close: ₹1,819.90
- Volume: 1,663,853
- Value (Lacs): ₹29,257.19
- VWAP: ₹1,778.34
- UC Limit: ₹2,001.85
- LC Limit: ₹1,637.95
- P/E ratio: 33.98
- Div yield: 0.057%
- 52-wk high: ₹2,029.90
- 52-wk low: ₹1,419.05
- Mkt cap: ₹2.80 Cr
- Face Value: ₹5
Bajaj Finserv Share Price Chart
Bajaj Finserv Share Price Target: 2024 to 2030
| Bajaj Finserv Share Price Target Years | Share Price Target (INR) |
| 2024 | ₹1,870 |
| 2025 | ₹2,165 |
| 2026 | ₹2,883 |
| 2027 | ₹3,455 |
| 2028 | ₹4,234 |
| 2029 | ₹4,978 |
| 2030 | ₹6,647 |
Bajaj Finserv Share Price Target 2024
The expected share price target for Bajaj Finserv in 2024 is ₹1,870. However, certain risks and challenges could impact this target:
- Economic Slowdown: Economic stagnation could lead to lower consumer spending, impacting revenue growth and share price.
- Regulatory Changes: Stricter regulations could add pressure on operational efficiency and profitability.
- Increased Competition: New entrants in the financial services space could challenge Bajaj Finserv’s market position.
Bajaj Finserv Share Price Target 2025
The expected share price target for 2025 is ₹2,165, but various factors could influence this target:
- Rising Interest Rates: Increased borrowing costs may lead to decreased loan demand and profitability.
- Credit Risk and Loan Defaults: An uptick in loan defaults could negatively affect net income and overall performance.
- Technological Disruptions: Failure to adapt to rapid technological changes could hinder Bajaj Finserv’s competitive edge.
Bajaj Finserv Share Price Target 2030
The projected share price target for 2030 is ₹6,647. Potential challenges include:
- Long-Term Economic Conditions: Economic downturns could adversely affect lending and consumer confidence.
- Regulatory Landscape Changes: Changes in compliance requirements may impose operational hurdles.
- Intensifying Competition: New fintech solutions may erode traditional market share.
Shareholding Pattern for Bajaj Finserv Ltd
- Promoters: 60.64%
- Foreign Institutional Investors (FII): 8.24%
- Domestic Institutional Investors (DII): 8.13%
- Public: 22.99%
Bajaj Finserv Ltd Financials
| (INR) | 2024 | Y/Y Change |
| Revenue | 1.09T | 34.98% |
| Operating Expense | 159.78B | 14.15% |
| Net Income | 81.48B | 26.97% |
| Net Profit Margin | 7.47% | -5.92% |
| Earnings Per Share | 50.70 | 360.91% |
| EBITDA | 401.26B | 37.07% |
| Effective Tax Rate | 27.04% | — |
FAQs about Bajaj Finserv
1. What is Bajaj Finserv’s primary business?
Bajaj Finserv primarily offers a wide range of financial services, including personal loans, business loans, insurance products, and investment solutions.
2. How does the share price of Bajaj Finserv fluctuate?
The share price is influenced by various factors, including market conditions, financial performance, regulatory changes, and economic indicators.
3. What are the risks associated with investing in Bajaj Finserv?
Investors should be aware of risks such as economic downturns, regulatory changes, and increasing competition from new market entrants.
Conclusion
Given its strong financial fundamentals and diversified product portfolio, Bajaj Finserv Ltd remains a formidable player in India’s financial services industry. Whether seeking personal loans, insurance, or investment avenues, understanding the market dynamics and financial outlook can significantly influence informed investment decisions. As we approach the targets set for 2024 to 2030, investors must remain vigilant and keep abreast of market trends, risks, and opportunities.
For more details, please visit the official website: Bajaj Finserv